Swall
Contents
Financing
- ReFi Robbins for $400K to pay for everything:
- 15 year fixed would turn into around $3000/month.
- Monthly vs BiWeekly Payments.
- 15 vs 30 year fixed.
Randy's place was built in 1995, Jeannie's remodeled in 2001.
11 Wilson Rd Swall Meadows, CA 93514-7173
Joint ownership and Legal Issues with Jeannie
- Tenants in common agreement.
- What if someone dies.
- Get some legal docs to cover worst case scenarios for both sides.
- Conditions if one party wants to sell out.
- Conditions if one party croaks.
- Probably setup a joint account for common expenses.
- Phreaner's setup in Utah: Verbal agreement w/ his brother, no legal docs.
- Frank Davis' setup in Montana: Legal document of joint ownership on file with madison county. Has discussed a second legal document to deal with death issues but hasn't gotten around to it yet.
- Visitor use of hot-tub?
Loot
Personal items: -clogs -flip flops -house slippers -pull-overs/grubbies -roller
Kitchen Stuff: -Cast Iron griddle, pans, pots, dutch. -Pots/pans -Plates -Silverware -Glasses/mugs -French Press
Technology: -Sonos ZonePlayer120 from garage for living room. --Set of Orbs for living room. -Sonos ZonePlayer S5 for garage/outside. -USB Drive w/ tunes/media. -Mac mini w/ 28" LCD. -Apple Airport Extreme or two. -Network cabling.
Home Improvement:
-Water heater
-New washer shut-off valve
Randy Questions/Answers
- Stub outs for services for second bathroom?
- Strength of TrexDeck is high, unlikely there'd ever be enuf snow to hurt that deck, long term cold water/ice on wood below isn't good for it tho so clearing it off is still recommended.
- Utility costs
- $58.13 electricity for Dec 2009.
- Electricity for well is on Randy's bill
- Electricity for hottub is on Randy's bill
- Jeannie has been paying $50/month toward hottub and well electricity.
- Fence restrictions? WRT: Dog run, not a problem.
- Regular maintenance issues.
- Snow removal services.
-Purchase contract?
-Homeowners Insurance Declaration (should list coverage amt, premium, effective dates)
-OK if we end up pulling from the equity line and have to pay final chunk of $20-50K days later? --Yes.
-Dates in Swall: --Feb 25-28 --Mar 19-28
-What's the red tank under the stairs? --Pressure Tank, not being used, new one is in the well. --Line behind fridge in garage powers either wells, could use a generator to power wells. Switch must be switched, else yer pumping juice into a live feed and bad things happen.
-What's in the boxed out section of the closet in the bathroom? Just vents? --Chase for flue. --Vent for wall heater is in back wall of same closet.
-Better to permit a second bathroom or poach it? --Possible fines/spankings with poaching? --Downsides to pulling a permit? ---Will incur a re-assessment.
-Extra paint for the exterior? Brand/color etc? --recommended re-application? ---Last stained 5 years ago, south and west could use re-app. ---5-10 gallons in garage for house and rails.
-Grout for the tile behind the fireplace? --Standard color, "something grey"
-Weather station info/instructions: the small one is busted and should be removed, instructions for other in pile in corner.
-Where do the flies come in from? --Hang out in attic, in fall they'll swarm on west side of house by vent, use fumigation cans to knock them out in fall.
-Still have any bats? --Sure there are.
-Any issues w/ putting a small window in the nook by the front door? --Engineering wise, a problem, sheer-wall.
-How would you deal w/ the dripping of the roof on the north side onto the driveway in front of the garage? --Heated gutter, use an exterior heat-tape with a switch, technically should be on a dedicated circuit but fine to tie in w/ a little used existing circuit.
-How would you fix the pooling in front of the garage? --stop the dripping w/ a heated rain gutter.
-Chimney need sweeping: it really doesn't collect much soot cuz it burns so hot, inspect every few years and sweep as needed.
Remaining questions/issues:
-Wires in concrete stairs?
-Conduit replacement for hot tub.
-Hand rails? What/where?
-Leaving any tools/ladders/...?
-Want to store yer raft here?
Other Properties in Swall
- Zillow
- 2acre lots in Swall between $300-400K w/out any permits, plans, services, water, or trees.
Desired Updates
- Replace water heater.
- Face lower deck wall w/ stone.
- Replace front door with something with lights.
- Professional clean carpets.
- Queen bed in upstairs room
- Move futon to downstairs room.
- Bed/couch/pillowed reading nook in corner next to fire.
- Internet ($40-50/month):
