Difference between revisions of "Swall"
From Mtc
Jump to navigationJump to search| Line 5: | Line 5: | ||
*15 vs 30 year fixed. | *15 vs 30 year fixed. | ||
| + | Randy's place was built in 1995, Jeannie's remodeled in 2001. | ||
==Joint ownership and Legal Issues== | ==Joint ownership and Legal Issues== | ||
| Line 12: | Line 13: | ||
**Conditions if one party wants to sell out. | **Conditions if one party wants to sell out. | ||
**Conditions if one party croaks. | **Conditions if one party croaks. | ||
| + | |||
| + | *Probably setup a joint account for common expenses. | ||
*Phreaner's setup in Utah: Verbal agreement w/ his brother, no legal docs. | *Phreaner's setup in Utah: Verbal agreement w/ his brother, no legal docs. | ||
| Line 22: | Line 25: | ||
*Strength of TrexDeck | *Strength of TrexDeck | ||
*Utility costs | *Utility costs | ||
| − | ** | + | **$58.13 electricity for Dec 2009. |
| + | **Electricity for well is on Randy's bill | ||
| + | **Electricity for hottub is on Randy's bill | ||
| + | ***Jeannie has been paying $50/month toward hottub and well electricity. | ||
*Fence restrictions? WRT: Dog run. | *Fence restrictions? WRT: Dog run. | ||
Revision as of 14:08, 26 January 2010
Contents
Financing
- ReFi Robbins for $400K to pay for everything:
- 15 year fixed would turn into around $3000/month.
- Monthly vs BiWeekly Payments.
- 15 vs 30 year fixed.
Randy's place was built in 1995, Jeannie's remodeled in 2001.
Joint ownership and Legal Issues
- Tenants in common agreement.
- What if someone dies.
- Get some legal docs to cover worst case scenarios for both sides.
- Conditions if one party wants to sell out.
- Conditions if one party croaks.
- Probably setup a joint account for common expenses.
- Phreaner's setup in Utah: Verbal agreement w/ his brother, no legal docs.
- Frank Davis' setup in Montana: Legal document of joint ownership on file with madison county. Has discussed a second legal document to deal with death issues but hasn't gotten around to it yet.
- Visitor use of hot-tub?
Questions for Randy
- Stub outs for services for second bathroom?
- Strength of TrexDeck
- Utility costs
- $58.13 electricity for Dec 2009.
- Electricity for well is on Randy's bill
- Electricity for hottub is on Randy's bill
- Jeannie has been paying $50/month toward hottub and well electricity.
- Fence restrictions? WRT: Dog run.
- Regular maintenance issues.
- Snow removal services.
Other Properties in Swall
- Zillow
- 2acre lots in Swall between $300-400K w/out any permits, plans, services, water, or trees.
Desired Updates
- Replace water heater.
- Face lower deck wall w/ stone.
- Replace front door with something with lights.
- Professional clean carpets.
- Queen bed in upstairs room
- Move futon to downstairs room.
- Bed/couch/pillowed reading nook in corner next to fire.
- Internet (440-50/month):
